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In planning your life,  you need to look into your basic necessities so you will know your baseline in terms of achieving financial goals to provide for your own needs and that of your family or loved ones.  You can then start listing your goals beyond mere survival and that is planning to have your own house and place to live in,  a car or 2 maybe,  an excellent education for your children,  healthcare for your parents and parent-in-laws,  the luxury of travel perhaps or even farm or a resthouse.  This would be  where the family can retreat for vacations and a break from the drum rolls of city life and away from the hectic, busy schedules in the office and school.  Then there too is the break from the city pollution,   the air you breath and the noise that surrounds you on a daily basis.

Aside from ensuring you have money to sustain your family’s daily subsistence and necessities like Food,  clothing  and rental for shelter,  children’s education and other living expenses,  you need to plan for the following too.

1.  Income Continuity

2.  Healthcare

Click on the Link  CARITAS

Click on the Link   Blue Cross

3.  Retirement

4.  Investment

5.  Estate Planning

6.  Memorial Preparations

Now,  let us discuss each item in this list which I would call a Financial Planning List

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